Personal Retirement Account

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News Releases on March 3, 2005 Personal Social Security Accounts Would Allow New Jersey Workers to Fund Retirement Nest Eggs
WASHINGTON, MARCH 3, 2005-Personal retirement accounts created from a portion of the payroll taxes workers now pay would let a typical New Jersey couple build a $115,000 retirement nest egg, according to a report released today by The Heritage Foundation. "New Jersey workers and their families would…
News Releases on March 3, 2005 Personal Social Security Accounts Would Allow Indiana Workers to Fund Retirement Nest Eggs
WASHINGTON, MARCH 3, 2005-Personal retirement accounts created from a portion of the payroll taxes workers now pay would let a typical Indiana couple build a $115,000 retirement nest egg, according to a report released today by The Heritage Foundation. "Indiana workers and their families would get a…
WebMemo posted February 3, 2005 by David John Bold and Responsible: The President's Plan To Improve Retirement Security
Younger workers' retirement security would be greatly improved by President George W. Bush's plan to allow them to establish Social Security Personal Retirement Accounts (PRAs). At the same time, workers who are 55 and older, including today's retirees, would receive every cent that they have been promised, including annual cost-of-living increases. Overall, the President has…
WebMemo posted September 24, 2004 by David John Manipulating Numbers: The Mythical $940 Billion Fee for Social Security Personal Retirement Accounts
Sometimes an academic study offers much less information than it claims. And sometimes what appears to be an academic study is not even a study at all. Professor Austan Goolsbee of the University of Chicago, who has done respected work on other financial issues, has written an article[1] that claims…
News Releases on September 10, 2004 Personal Retirement Accounts Would Create Nest Eggs, Study Shows
WASHINGTON, SEPT. 10, 2004 Policy-makers can do more than just "save" Social Security; they can turn it into a system that builds inheritances for all Americans, according to a report from The Heritage Foundation's Center for Data Analysis (CDA). The report is summarized in two new…
Center for Data Analysis Report posted September 10, 2004 by William Beach, Alfredo Goyburu, Ralph Rector, Ph.D., David John, Kirk Johnson, Ph.D., Thomas Bingel Peace of Mind in Retirement: Making Future Generations Better Off by Fixing Social Security
Millions of Americans with low and moderate incomes could use Social Security to secure retirement income and genuine wealth that they could pass on to their children and grandchildren.[1] Social Security[2] enhanced by retirement options, including voluntary personal retirement accounts (PRAs),[3] could become a…
Backgrounder posted September 10, 2004 by David John Using Social Security Personal Retirement Accounts to Create FamilyNest Eggs
A modernized Social Security could do much more than just provide stable retirement benefits. Low-income and moderate-income workers could use Social Security to create family nest eggs that could either enhance their own retirements or be passed on to their heirs under a system of Social Security personal retirement accounts (PRAs). Because this…
Executive Memorandum posted September 17, 2003 by David John Congress Should Revive KidSave as an Innovative Step Toward Better Retirement Security
Studies of retirement savings plans show that the most important step toward retirement security is the decision to save. This simple decision is even more important to an individual's retirement income than how the money is invested. The United Kingdom recognized this fact by creating a small trust fund for every child…
Executive Memorandum posted October 4, 2000 by David John Railroad Retirement Investment Threatens Social Security Reform
Under the guise of increasing benefits for the widows of railroad workers, Congress is considering the Railroad Retirement and Survivors' Improvement Act (H.R. 4844). Supporters claim that this bill will increase benefits while reducing the amount that industry has to contribute to retirement funds. It sounds too good to be true, and it is.…
Commentary posted August 3, 2000 by Stuart Butler, Ph.D. At 65, Social Security Should Retire
You probably don't have it pencilled in on your social calendar yet, but on Aug. 14, Social Security turns 65. That's right - the premier New Deal program, the one that has served the nation through war and peace, through recessions and booms - hits retirement age. And I can think of no better way…

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WebMemo posted September 24, 2004 by David John Manipulating Numbers: The Mythical $940 Billion Fee for Social Security Personal Retirement Accounts
Sometimes an academic study offers much less information than it claims. And sometimes what appears to be an academic study is not even a study at all. Professor Austan Goolsbee of the University of Chicago, who has done respected work on other financial issues, has written an article[1] that claims…
WebMemo posted February 3, 2005 by David John Bold and Responsible: The President's Plan To Improve Retirement Security
Younger workers' retirement security would be greatly improved by President George W. Bush's plan to allow them to establish Social Security Personal Retirement Accounts (PRAs). At the same time, workers who are 55 and older, including today's retirees, would receive every cent that they have been promised, including annual cost-of-living increases. Overall, the President has…
Backgrounder posted February 4, 2000 by Daniel Mitchell, Ph.D. Why Critics of Social Security Personal Retirement Accounts Are Wrong
In a remarkably short period of time, there has been a significant shift in attitudes about Social Security. As recently as five years ago, very few policymakers voiced their support for fundamental reform of the old-age retirement program. Today, by contrast, there is a growing bipartisan consensus that transforming Social Security into a…
Executive Memorandum posted October 4, 2000 by David John Railroad Retirement Investment Threatens Social Security Reform
Under the guise of increasing benefits for the widows of railroad workers, Congress is considering the Railroad Retirement and Survivors' Improvement Act (H.R. 4844). Supporters claim that this bill will increase benefits while reducing the amount that industry has to contribute to retirement funds. It sounds too good to be true, and it is.…
Backgrounder posted September 10, 2004 by David John Using Social Security Personal Retirement Accounts to Create FamilyNest Eggs
A modernized Social Security could do much more than just provide stable retirement benefits. Low-income and moderate-income workers could use Social Security to create family nest eggs that could either enhance their own retirements or be passed on to their heirs under a system of Social Security personal retirement accounts (PRAs). Because this…
Executive Memorandum posted September 17, 2003 by David John Congress Should Revive KidSave as an Innovative Step Toward Better Retirement Security
Studies of retirement savings plans show that the most important step toward retirement security is the decision to save. This simple decision is even more important to an individual's retirement income than how the money is invested. The United Kingdom recognized this fact by creating a small trust fund for every child…
News Releases on September 10, 2004 Personal Retirement Accounts Would Create Nest Eggs, Study Shows
WASHINGTON, SEPT. 10, 2004 Policy-makers can do more than just "save" Social Security; they can turn it into a system that builds inheritances for all Americans, according to a report from The Heritage Foundation's Center for Data Analysis (CDA). The report is summarized in two new…
Center for Data Analysis Report posted September 10, 2004 by William Beach, Alfredo Goyburu, Ralph Rector, Ph.D., David John, Kirk Johnson, Ph.D., Thomas Bingel Peace of Mind in Retirement: Making Future Generations Better Off by Fixing Social Security
Millions of Americans with low and moderate incomes could use Social Security to secure retirement income and genuine wealth that they could pass on to their children and grandchildren.[1] Social Security[2] enhanced by retirement options, including voluntary personal retirement accounts (PRAs),[3] could become a…
Commentary posted August 3, 2000 by Stuart Butler, Ph.D. At 65, Social Security Should Retire
You probably don't have it pencilled in on your social calendar yet, but on Aug. 14, Social Security turns 65. That's right - the premier New Deal program, the one that has served the nation through war and peace, through recessions and booms - hits retirement age. And I can think of no better way…
News Releases on March 3, 2005 Personal Social Security Accounts Would Allow New Jersey Workers to Fund Retirement Nest Eggs
WASHINGTON, MARCH 3, 2005-Personal retirement accounts created from a portion of the payroll taxes workers now pay would let a typical New Jersey couple build a $115,000 retirement nest egg, according to a report released today by The Heritage Foundation. "New Jersey workers and their families would…

Find more work on Personal Retirement Account

News Releases on March 3, 2005 Personal Social Security Accounts Would Allow New Jersey Workers to Fund Retirement Nest Eggs
WASHINGTON, MARCH 3, 2005-Personal retirement accounts created from a portion of the payroll taxes workers now pay would let a typical New Jersey couple build a $115,000 retirement nest egg, according to a report released today by The Heritage Foundation. "New Jersey workers and their families would…
News Releases on March 3, 2005 Personal Social Security Accounts Would Allow Indiana Workers to Fund Retirement Nest Eggs
WASHINGTON, MARCH 3, 2005-Personal retirement accounts created from a portion of the payroll taxes workers now pay would let a typical Indiana couple build a $115,000 retirement nest egg, according to a report released today by The Heritage Foundation. "Indiana workers and their families would get a…
WebMemo posted February 3, 2005 by David John Bold and Responsible: The President's Plan To Improve Retirement Security
Younger workers' retirement security would be greatly improved by President George W. Bush's plan to allow them to establish Social Security Personal Retirement Accounts (PRAs). At the same time, workers who are 55 and older, including today's retirees, would receive every cent that they have been promised, including annual cost-of-living increases. Overall, the President has…
WebMemo posted September 24, 2004 by David John Manipulating Numbers: The Mythical $940 Billion Fee for Social Security Personal Retirement Accounts
Sometimes an academic study offers much less information than it claims. And sometimes what appears to be an academic study is not even a study at all. Professor Austan Goolsbee of the University of Chicago, who has done respected work on other financial issues, has written an article[1] that claims…
News Releases on September 10, 2004 Personal Retirement Accounts Would Create Nest Eggs, Study Shows
WASHINGTON, SEPT. 10, 2004 Policy-makers can do more than just "save" Social Security; they can turn it into a system that builds inheritances for all Americans, according to a report from The Heritage Foundation's Center for Data Analysis (CDA). The report is summarized in two new…
Center for Data Analysis Report posted September 10, 2004 by William Beach, Alfredo Goyburu, Ralph Rector, Ph.D., David John, Kirk Johnson, Ph.D., Thomas Bingel Peace of Mind in Retirement: Making Future Generations Better Off by Fixing Social Security
Millions of Americans with low and moderate incomes could use Social Security to secure retirement income and genuine wealth that they could pass on to their children and grandchildren.[1] Social Security[2] enhanced by retirement options, including voluntary personal retirement accounts (PRAs),[3] could become a…
Backgrounder posted September 10, 2004 by David John Using Social Security Personal Retirement Accounts to Create FamilyNest Eggs
A modernized Social Security could do much more than just provide stable retirement benefits. Low-income and moderate-income workers could use Social Security to create family nest eggs that could either enhance their own retirements or be passed on to their heirs under a system of Social Security personal retirement accounts (PRAs). Because this…
Executive Memorandum posted September 17, 2003 by David John Congress Should Revive KidSave as an Innovative Step Toward Better Retirement Security
Studies of retirement savings plans show that the most important step toward retirement security is the decision to save. This simple decision is even more important to an individual's retirement income than how the money is invested. The United Kingdom recognized this fact by creating a small trust fund for every child…
Executive Memorandum posted October 4, 2000 by David John Railroad Retirement Investment Threatens Social Security Reform
Under the guise of increasing benefits for the widows of railroad workers, Congress is considering the Railroad Retirement and Survivors' Improvement Act (H.R. 4844). Supporters claim that this bill will increase benefits while reducing the amount that industry has to contribute to retirement funds. It sounds too good to be true, and it is.…
Backgrounder posted February 4, 2000 by Daniel Mitchell, Ph.D. Why Critics of Social Security Personal Retirement Accounts Are Wrong
In a remarkably short period of time, there has been a significant shift in attitudes about Social Security. As recently as five years ago, very few policymakers voiced their support for fundamental reform of the old-age retirement program. Today, by contrast, there is a growing bipartisan consensus that transforming Social Security into a…

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