ARTICLE
Introduction to Prosperity UnleashedMar 1, 2017 26 min read
REPORT
Deposit Insurance, Bank Resolution, and Market DisciplineFeb 28, 2017 29 min read
REPORT
A Simple Proposal to Recapitalize the U.S. Banking SystemFeb 28, 2017 18 min read
REPORT
A Better Path for Mortgage RegulationFeb 28, 2017 27 min read
REPORT
Money and Banking ProvisionsAug 31, 2016 17 min read
REPORT
Securities Disclosure ReformFeb 13, 2017 About an hour read
REPORT
The Case for Federal Pre-Emption of State Blue Sky LawsFeb 28, 2017 32 min read
REPORT
How to Reform Equity Market StructureFeb 28, 2017 26 min read
REPORT
Reforming FINRAFeb 1, 2017 Over an hour read
REPORT
Reforming the Financial RegulatorsFeb 28, 2017 About an hour read
REPORT
The World After ChevronSep 8, 2016 17 min read
REPORT
Transparency and Accountability at the SEC and at FINRAFeb 28, 2017 23 min read
REPORT
The Massive Federal Credit RacketFeb 14, 2017 43 min read
REPORT
Reforming Last-Resort LendingFeb 28, 2017 30 min read
REPORT
Simple, Sensible Reforms for Housing FinanceFeb 28, 2017 14 min read
REPORT
A Pathway to Shutting Down the Federal Housing Finance EnterprisesDec 21, 2016 20 min read
REPORT
Fixing the Regulatory Framework for DerivativesSep 14, 2016 28 min read
REPORT
Designing an Efficient Securities-Fraud Deterrence RegimeFeb 28, 2017 17 min read
REPORT
Financial Privacy in a Free SocietySep 23, 2016 35 min read
REPORT
How Congress Should Protect Consumers’ FinancesFeb 28, 2017 18 min read
REPORT
Reducing Banks’ Incentives for Risk-TakingFeb 28, 2017 20 min read
REPORT
Improving Entrepreneurs’ Access to CapitalFeb 14, 2017 Over an hour read
REPORT
Federalism and FinTechFeb 28, 2017 35 min read
REPORT
A New Federal Charter for Financial InstitutionsFeb 28, 2017 29 min read
REPORT
The Case Against Dodd–FrankApr 26, 2016 1 min read
Smarter financial regulations: solutions to core regulatory problems that have existed in U.S. financial markets for decades. Policymakers can implement these solutions to make U.S. financial markets more dynamic, resilient, equitable, and accountable than ever before. Policymakers should implement these solutions because a well-functioning financial sector results in a society with more goods and services, more employment opportunities, and higher incomes. A smoothly running financial system makes it easier and less costly to raise the capital necessary for launching or operating a business, to borrow money for buying or building a home, and to invest in ideas that improve productivity and increase wealth.